General Mark Goode 15 Jan
Is your mortgage coming up for renewal? This is the best opportunity to reassess the terms of your existing mortgage and make adjustments based on current marketing conditions and your financial situation. We have included some details on how to make your mortgage renewal work for you in 2024. Time to Get a Better Rate […]
Read MoreGeneral Mark Goode 5 Sep
The Canadian economy weakened surprisingly more in the second quarter than the market and the Bank of Canada expected. Real GDP edged downward by a 0.2% annual rate in Q2. The consensus was looking for a 1.2% rise. The modest decline followed a downwardly revised 2.6% growth pace in Q1. (Originally, Q1 growth was posted […]
Read MoreGeneral Mark Goode 1 Aug
As you near retirement age, the years of diligently contributing to RRSPs are about to pay off. Understanding Registered Retirement Income Funds (RRIFs) becomes crucial, especially if you have registered retirement savings or pension plans. What exactly is a RRIF? Unlike a Registered Retirement Savings Plan (RRSP), which serves as a retirement savings account where […]
Read MoreGeneral Mark Goode 11 Jul
Appraisal Tips for Success Before banks or lending institutions can consider loaning money for a property, they need to know the current market value of that property. The job of an appraiser is to check the general condition of your home and determine a comparable market value based on other homes in your area. This […]
Read MoreGeneral Mark Goode 4 Jul
Maybe you have made an offer on a home already or are still in the process of looking, you already understand that buying a home is likely the largest investment you will ever make. When it comes to your mortgage application, there are a few things that you should absolutely avoid doing while you’re […]
Read MoreGeneral Mark Goode 21 Jun
One of the biggest benefits to purchasing your own home is the ability to build equity in your property. This equity can come in handy down the line for refinancing, renovations, or taking out additional loans – such as a second mortgage. So, what exactly is a second mortgage? First things first, a second mortgage […]
Read MoreGeneral Mark Goode 8 Jun
Having the biggest and best home on the block sounds great – but not if it is at the expense of your life and monthly finances! Be smart about your budget and avoid buying a home at the very top of your pre-approval value, which might lead to cash flow issues and being “house […]
Read MoreGeneral Mark Goode 1 Jun
Are you looking to upgrade your home? With warmer weather and extended sunlight hours, spring is the perfect time to give your home a bit of extra TLC. Here are five renovation projects you can do this spring that can increase your home’s appeal, inside and out: 1. Repave your driveway. You may have noticed that […]
Read MoreGeneral Mark Goode 25 May
New to mortgages? Have questions but not sure where to start? We have the answers! What is the best interest rate I can qualify for? Your credit score plays a big role in the interest rate you can qualify for. The riskier you appear as a borrower, the higher your rate will be. While it […]
Read MoreGeneral Mark Goode 21 Apr
The first-time homebuyer incentive program is a shared-equity mortgage with the Canadian government that helps qualified first-time buyers reduce their monthly mortgage payments to better afford a home! The Incentive: This program allows you to obtain an incentive from the government to assist with your down payment, thereby lowering your overall mortgage amount and, […]
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