How to Avoid Overspending During the Holidays: Top Tips to Save Money

General Mark Goode 19 Nov

The holiday season is a time of joy, giving, and celebration. But let’s face it—it’s also a time when many of us stretch our budgets a bit too far. Between gift shopping, holiday parties, and festive decorations, it’s easy to overspend. The good news? With a little planning and smart strategies, you can enjoy the […]

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Obtaining a Mortgage When Separating from Your Spouse: Key Considerations

Mortgage Tips Mark Goode 18 Oct

Separation can be an emotionally and financially challenging time, particularly when it comes to dividing assets like your home. If you’re navigating the complexities of obtaining a mortgage while separating from your spouse, you’ll need to consider several important factors. Whether you’re looking to buy a new property or refinance the one you already own, […]

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Market Beware: The Risks of Subject-Free Offers

General Mark Goode 8 Oct

When purchasing a home, most offers typically include conditions (or “subjects”)—specific requirements that must be met before the sale is finalized and the property is transferred. Common subjects include: Financing approval Home inspection Fire/home insurance Review of strata documents (if applicable) These conditions help protect buyers from potential issues related to financing, the property’s condition, […]

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Unlocking the Advantages of Rate Holds for Your Mortgage

General Mark Goode 22 Aug

Embarking on the journey to purchase your first home is an incredibly exciting and rewarding experience! To make the mortgage process smoother, one effective step is to get pre-approved for your mortgage. Pre-approval doesn’t lock you into a specific lender, but it does secure your interest rate for 90 to 120 days, protecting you if […]

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Making Your Dream Home Renovation Affordable

Latest News Mark Goode 17 Jul

Is your home crying out for an upgrade? Are you eager to renovate your bathroom, kitchen, or other spaces but unsure how to finance the project? Did you find a home you’d love to buy but it needs some work? Good news! There are several options available to help cover the costs of renovation beyond […]

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Switching from a Variable Rate to a Fixed Rate Mortgage

General Mark Goode 14 Jun

With the anticipation of rates going down, some homeowners may be considering switching from a variable-rate mortgage to a fixed-rate mortgage to lock in their next term. Stability in Payments: With a fixed-rate mortgage, your monthly payments remain consistent throughout the life of the loan. This predictability makes budgeting easier and shields you from fluctuations […]

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Boost Your Yard’s Allure with Top ROI Ideas

General Mark Goode 14 May

Summer beckons for outdoor enjoyment in your yard. To maximize your space, I’ve outlined key yard enhancement concepts offering significant ROI, ensuring you get the best value and enhance both your home’s equity and curb appeal simultaneously! Embrace Sustainable Landscaping: Incorporating native plants, drought-resistant foliage, and xeriscaping techniques not only reduces water consumption but also creates […]

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