Switching from a Variable Rate to a Fixed Rate Mortgage

General Mark Goode 14 Jun

With the anticipation of rates going down, some homeowners may be considering switching from a variable-rate mortgage to a fixed-rate mortgage to lock in their next term. Stability in Payments: With a fixed-rate mortgage, your monthly payments remain consistent throughout the life of the loan. This predictability makes budgeting easier and shields you from fluctuations […]

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Boost Your Yard’s Allure with Top ROI Ideas

General Mark Goode 14 May

Summer beckons for outdoor enjoyment in your yard. To maximize your space, I’ve outlined key yard enhancement concepts offering significant ROI, ensuring you get the best value and enhance both your home’s equity and curb appeal simultaneously! Embrace Sustainable Landscaping: Incorporating native plants, drought-resistant foliage, and xeriscaping techniques not only reduces water consumption but also creates […]

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What to Expect for the 2024 Spring Housing Market

General Mark Goode 2 Apr

The spring housing market is just around the corner! Whether you’re looking to sell, buy, or want to ensure your mortgage is in order, knowing what to expect can help. Here is the low down on what we are anticipating for various factors affecting the housing market this season: Interest Rates: While the Bank of […]

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Guarding Against Deception: Fraud Prevention Month Initiatives Unveiled

General Mark Goode 15 Mar

Did you know? March is Fraud Awareness Month. Protecting yourself and your mortgage from fraud is crucial to safeguard your financial well-being. Understanding some of the more common mortgage fraud scams and how to protect yourself can make all the difference! The most common type of mortgage fraud involves a criminal obtaining a property, and […]

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Estate Planning: Are You Covered?

General Mark Goode 15 Feb

  Looking at where you are now, and where you want to end up, do you personal goals include a review of your finances and estate? If it doesn’t, it certainly should be at the top of your list! Proper estate planning can ensure that you have a stress-free year knowing you are covered! Is […]

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Understanding Amortization: Exploring Your Options for Loan Repayment

General Mark Goode 5 Feb

Your mortgage amortization period is the number of years it will take you to pay off your mortgage. Depending on your choice of amortization period, it will affect how quickly you become mortgage-free as well as how much interest you pay over the lifetime of your mortgage (a longer lifetime equals more interest, whereas a […]

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Rate Hikes Definitely Off The Table

General Mark Goode 5 Sep

The Canadian economy weakened surprisingly more in the second quarter than the market and the Bank of Canada expected. Real GDP edged downward by a 0.2% annual rate in Q2. The consensus was looking for a 1.2% rise. The modest decline followed a downwardly revised 2.6% growth pace in Q1. (Originally, Q1 growth was posted […]

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