Market Beware: The Risks of Subject-Free Offers

Real Estate Mark Goode 8 Oct

When purchasing a home, most offers typically include conditions (or “subjects”)—specific requirements that must be met before the sale is finalized and the property is transferred. Common subjects include: Financing approval Home inspection Fire/home insurance Review of strata documents (if applicable) These conditions help protect buyers from potential issues related to financing, the property’s condition, […]

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Unlocking the Advantages of Rate Holds for Your Mortgage

Mortgage Tips Mark Goode 22 Aug

Embarking on the journey to purchase your first home is an incredibly exciting and rewarding experience! To make the mortgage process smoother, one effective step is to get pre-approved for your mortgage. Pre-approval doesn’t lock you into a specific lender, but it does secure your interest rate for 90 to 120 days, protecting you if […]

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Making Your Dream Home Renovation Affordable

Latest News Mark Goode 17 Jul

Is your home crying out for an upgrade? Are you eager to renovate your bathroom, kitchen, or other spaces but unsure how to finance the project? Did you find a home you’d love to buy but it needs some work? Good news! There are several options available to help cover the costs of renovation beyond […]

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Switching from a Variable Rate to a Fixed Rate Mortgage

Mortgage Tips Mark Goode 14 Jun

With the anticipation of rates going down, some homeowners may be considering switching from a variable-rate mortgage to a fixed-rate mortgage to lock in their next term. Stability in Payments: With a fixed-rate mortgage, your monthly payments remain consistent throughout the life of the loan. This predictability makes budgeting easier and shields you from fluctuations […]

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Boost Your Yard’s Allure with Top ROI Ideas

Real Estate Mark Goode 14 May

Summer beckons for outdoor enjoyment in your yard. To maximize your space, I’ve outlined key yard enhancement concepts offering significant ROI, ensuring you get the best value and enhance both your home’s equity and curb appeal simultaneously! Embrace Sustainable Landscaping: Incorporating native plants, drought-resistant foliage, and xeriscaping techniques not only reduces water consumption but also creates […]

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What to Expect for the 2024 Spring Housing Market

Real Estate Mark Goode 2 Apr

The spring housing market is just around the corner! Whether you’re looking to sell, buy, or want to ensure your mortgage is in order, knowing what to expect can help. Here is the low down on what we are anticipating for various factors affecting the housing market this season: Interest Rates: While the Bank of […]

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Guarding Against Deception: Fraud Prevention Month Initiatives Unveiled

General Mark Goode 15 Mar

Did you know? March is Fraud Awareness Month. Protecting yourself and your mortgage from fraud is crucial to safeguard your financial well-being. Understanding some of the more common mortgage fraud scams and how to protect yourself can make all the difference! The most common type of mortgage fraud involves a criminal obtaining a property, and […]

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