Real Estate 8 Oct
When purchasing a home, most offers typically include conditions (or “subjects”)—specific requirements that must be met before the sale is finalized and the property is transferred. Common subjects include: Financing approval Home inspection Fire/home insurance Review of strata documents (if applicable) These conditions help protect buyers from potential issues related to financing, the property’s condition, […]
Read MoreLatest News 5 Sep
The initial rate cuts by the Bank of Canada this summer didn’t drive housing activity as expected. However, with an additional 0.25% rate cut on September 4 and potentially more to come, these changes will continue to shape the housing market outlook. We’re likely to see an increase in new listings as sellers who […]
Read MoreMortgage Tips 22 Aug
Embarking on the journey to purchase your first home is an incredibly exciting and rewarding experience! To make the mortgage process smoother, one effective step is to get pre-approved for your mortgage. Pre-approval doesn’t lock you into a specific lender, but it does secure your interest rate for 90 to 120 days, protecting you if […]
Read MoreLatest News 17 Jul
Is your home crying out for an upgrade? Are you eager to renovate your bathroom, kitchen, or other spaces but unsure how to finance the project? Did you find a home you’d love to buy but it needs some work? Good news! There are several options available to help cover the costs of renovation beyond […]
Read MoreMortgage Tips 14 Jun
With the anticipation of rates going down, some homeowners may be considering switching from a variable-rate mortgage to a fixed-rate mortgage to lock in their next term. Stability in Payments: With a fixed-rate mortgage, your monthly payments remain consistent throughout the life of the loan. This predictability makes budgeting easier and shields you from fluctuations […]
Read MoreReal Estate 14 May
Summer beckons for outdoor enjoyment in your yard. To maximize your space, I’ve outlined key yard enhancement concepts offering significant ROI, ensuring you get the best value and enhance both your home’s equity and curb appeal simultaneously! Embrace Sustainable Landscaping: Incorporating native plants, drought-resistant foliage, and xeriscaping techniques not only reduces water consumption but also creates […]
Read MoreGeneral 1 May
What is Alternative Lending? You may be wondering what Alternative Lending is and how it benefit you. When traditional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative and our Mortgage Man team can help! […]
Read MoreGeneral 15 Apr
With the continued rise of inflation, interest rates and the overall cost of living, the uncertainty can be unnerving for many individuals. But don’t fret! We have some tips and suggestions to help you manage your financial stress and help you to power through these latest economic changes: Prioritize What You Can Control: It can […]
Read MoreReal Estate 2 Apr
The spring housing market is just around the corner! Whether you’re looking to sell, buy, or want to ensure your mortgage is in order, knowing what to expect can help. Here is the low down on what we are anticipating for various factors affecting the housing market this season: Interest Rates: While the Bank of […]
Read MoreGeneral 15 Mar
Did you know? March is Fraud Awareness Month. Protecting yourself and your mortgage from fraud is crucial to safeguard your financial well-being. Understanding some of the more common mortgage fraud scams and how to protect yourself can make all the difference! The most common type of mortgage fraud involves a criminal obtaining a property, and […]
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